Our Services

Life can throw you curveballs. Losing a job, changed relationship status or unexpected health issues may mean you can no longer keep up with your loans. Taking our a personal loan or applying for another credit card may seem like the answer, but long term the additional debt may not be manageable.

This is where a debt reconciliation loan comes in.

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One of the best ways to earn buckets of money is delving into a property investment. It’s because as the value of the property increases, so does your income. This kind of investment also allows you to leverage your investment.

There are different options when it comes to investing in property. You may want to invest in a fixer-upper, buy a property to rent out or benefit from negative gearing.

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Home loan refinancing is important as it provides you a clear understanding of your financial situation. More importantly, it lowers your interest rate and saves you thousands of dollars per year.

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If you’re eyeing a house that you feel will be your new home, you need to obtain a pre-approval first. This way, you won’t be wasting any time.

A pre-approval determines whether you qualify for a loan and gives you an idea about the maximum amount you can borrow. The advantage of pre-approval is that it puts you head and shoulders above other potential buyers who are interested in the same property as you. That’s why making sure you get a pre-approval is important.

To get a pre-approval, the following steps are very important:

As mortgage specialists, we connect you with a range of lenders who can arrange a pre-approval for you. We determine the perfect fit for you depending on your current financial situation, working to maximise your borrowing capacity. This allows you to make the most of your money and invest in the right property.

We guide you through the entire pre-approval application process. We’ll link you to a lender and provide guidance on the application paperwork and requirements – maximising your chances of approval.

After receiving confirmation that your pre-approval application is successful you will know how much you are authorised to borrow from the lender. Then comes the fun part – browsing for a potential property to buy.

Personal loans are one of many types of loans you can borrow from a lender.

A personal loan is one of the best solutions if you are seeking funds for upcoming investments or next holiday. Their general purpose is to help you spend the funds at your discretion, such as paying for unexpected bills or purchasing a new home or car.

When you opt for a personal loan, you are given different choices. Whilst every option differs, there are loans where you’d benefit from lower interest rates. Obtaining any person loan has strict qualification requirements. With Impact Home loans you have the best chance of securing a loan by connecting you to our network of lenders.

Get in touch today and ask questions about personal loans.